SSI / SSDI
SSI & SSDI Help from an SSA Advocate
Two different Social Security disability-related programs with different rules — explained in plain English by Ronnie Shaw.
SSI
Supplemental Security Income (SSI) is generally needs-based. Eligibility commonly involves income and resource considerations in addition to disability or age-related criteria, depending on the claim.
SSDI
Social Security Disability Insurance (SSDI) is generally based on insured status and work history, along with meeting Social Security’s disability requirements.
Common questions
Payment changes can relate to income, living arrangements, work activity, adjustments, or other eligibility factors. Reviewing the notice and recent changes helps identify what SSA is responding to.
Suspensions may follow missing information, eligibility changes, or other SSA findings. The notice usually explains the reason and what SSA needs next.
SSA may claim an overpayment when it believes benefits were paid incorrectly. Options can include disputing the amount or, in some cases, requesting a waiver — depending on the facts.
Income rules differ between SSI and SSDI. Whether income counts depends on the program and the type of income. Bring details of the income source when seeking review.
Work activity can affect disability benefits. Rules and work incentives differ by program. Discuss planned or recent work before assuming benefits will continue unchanged.
Living arrangement changes can especially affect SSI. Report changes as required and keep copies of notices related to household or housing updates.
SSA often needs updated medical, financial, or household information to decide a claim or continue benefits. Responding completely and on time helps avoid delays or suspensions.
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