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Overpayments

What Is the Difference Between Reconsideration and an Overpayment Waiver?

Written by Ronnie Shaw · Published September 27, 2026

Reconsideration disputes the overpayment itself. A waiver generally accepts that an overpayment occurred but asks SSA not to recover it under qualifying rules such as without-fault and inability to repay concepts.

Different questions

Wrong amount vs unfair to collect.

You may need both paths discussed

Facts determine strategy — this is not a promise of results.

Forms and financial info

Waivers often require detailed financial information.

How advocacy can help

Ronnie Shaw can review your notices and facts and help you understand options that may apply. See Overpayment waiver help.

Every Social Security matter depends on the notices, deadlines, and facts in your case. Call Ronnie Shaw at 727-238-5117 so he can review your situation.

Need help with your Social Security situation?

Call Ronnie so he can review your notices, deadlines, and facts — and explain what may make sense for your case.

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